Questions
What is dynamic currency conversion?
Dynamic currency conversion is an offer at a card terminal, ATM or online checkout to charge you in your home currency instead of yen. The merchant, ATM operator or their payment provider sets the exchange rate, and that rate and any added fees may be less favorable than the one your card network or issuer would apply. It is convenient because you see a familiar dollar total. In most cases, choosing yen is the safer option; check your own card terms if you are unsure.¹