Is this site financial or tax advice?

No, this site is not financial or tax advice. Our guides, glossary and converter are general education, and they cannot know your accounts, cards or circumstances. Exchange rates, fees and rules change, and providers set their own terms. Confirm details with your bank, card issuer, the relevant official agencies, such as the National Tax Agency for Japanese tax, or a qualified professional. For decisions that matter, rely on the provider's own final quote and your cardholder agreement.¹